:root{--n:#0a2a5c;--b:#1565c0;--t:#0fa3a0;--y:#f5b82e;--yd:#d99a12;--mint:#eaf2fc;--ink:#14233d;--mu:#55657f;--ln:#d5e3f5;--r:18px;--sh:0 10px 30px rgba(10,42,92,.1)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Source Sans 3","Segoe UI",system-ui,sans-serif;color:var(--ink);background:#fff;overflow-x:hidden;line-height:1.65;font-size:17px;top:0!important}
h1,h2,h3,h4,h5,h6{font-family:Poppins,"Source Sans 3",sans-serif;color:var(--n);font-weight:700;line-height:1.25;margin:0 0 .5rem}
img{max-width:100%;display:block}a{color:var(--b);text-decoration:none}a:hover{color:var(--yd)}p{margin:0 0 1rem}.small{font-size:.9rem}.mu{color:var(--mu)}.center{text-align:center}.mb-5{margin-bottom:3rem}
.container{max-width:1180px;margin:auto;padding:0 20px}.grid{display:grid;gap:22px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.two{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--y);color:var(--n)!important;font:inherit;font-weight:700;padding:.75rem 1.7rem;border-radius:50px;border:1.5px solid var(--y);cursor:pointer;transition:.2s;margin:4px 8px 4px 0}.btn:hover{background:var(--yd);border-color:var(--yd);transform:translateY(-2px)}
.btn.ghost{background:transparent;border-color:#fff;color:#fff!important}.btn.ghost:hover{background:#fff;color:var(--n)!important}.btn.wa{background:#25d366;border-color:#25d366;color:#fff!important}
.topbar{background:var(--n);color:#d3e3fb;font-size:.86rem;padding:8px 0}.topbar a{color:#d3e3fb}.topbar a:hover{color:var(--y)}.tb{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap}#gt select{padding:2px 6px;border-radius:6px;font-size:13px;border:0}.goog-te-banner-frame{display:none!important}
.nb{background:#fff;box-shadow:0 2px 18px rgba(10,42,92,.09);position:sticky;top:0;z-index:50}.nbi{display:flex;align-items:center;justify-content:space-between;gap:14px;min-height:74px}
.brand{display:flex;align-items:center;gap:10px}.brand b{display:block;font-family:Poppins,sans-serif;font-size:1.05rem;color:var(--n);line-height:1.15}.brand small{display:block;color:var(--t);font-size:.66rem;letter-spacing:.2em;font-weight:700}.lg{width:46px;height:46px;border-radius:14px;background:linear-gradient(135deg,var(--b),var(--t));color:#fff;display:grid;place-items:center;font-size:22px;flex:none}
nav{display:flex;align-items:center;gap:6px}nav a:not(.btn){color:var(--n);font-weight:600;font-size:.95rem;padding:8px 12px;border-radius:30px}nav a:not(.btn):hover,nav a.on{background:var(--mint);color:var(--b)}nav .btn{margin:0 0 0 8px;padding:.55rem 1.3rem;font-size:.92rem}#mb{display:none;background:none;border:1px solid var(--ln);border-radius:8px;font-size:24px;color:var(--n);padding:2px 10px;cursor:pointer}
.hero{position:relative;min-height:90vh;display:flex;align-items:center;background:linear-gradient(120deg,#0a2a5c,#1565c0) center/cover no-repeat;color:#fff;padding:70px 0 130px}.hero:after{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at bottom right,rgba(245,184,46,.2),transparent 55%);pointer-events:none}
.hg{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;position:relative;z-index:2}.hero h1{color:#fff;font-size:clamp(2.1rem,5vw,3.6rem);margin-bottom:.4rem}.accent{color:var(--y)}.tagline{font-family:"Playfair Display",serif;font-style:italic;font-size:1.5rem;color:#ffe3a1}.lead-p{max-width:620px;color:#e3edff}
.hero-badge{display:inline-flex;align-items:center;gap:.5rem;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.35);backdrop-filter:blur(4px);padding:.4rem 1rem;border-radius:50px;font-size:.85rem;font-weight:600;margin-bottom:1.1rem}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:1.2rem 0 1.6rem}.chips span{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.28);padding:.4rem .95rem;border-radius:50px;font-size:.9rem;font-weight:600}
.qf{background:#fff;color:var(--ink);padding:28px;border-radius:22px;box-shadow:0 24px 60px rgba(2,26,65,.4);display:grid;gap:12px}.qf h3{margin:0;font-size:1.3rem}.qf p{margin:0}.fm{grid-template-columns:1fr 1fr;box-shadow:var(--sh);border:1px solid var(--ln)}.fm .f{grid-column:1/-1}.fm label{display:grid;gap:6px}
.fc{width:100%;padding:.8rem .95rem;border:1.5px solid var(--ln);border-radius:12px;font:inherit;font-size:.97rem;background:#fff;color:var(--ink)}.fc:focus{outline:0;border-color:var(--b);box-shadow:0 0 0 3px rgba(21,101,192,.15)}.hp{position:absolute;left:-9999px}
.hl{margin-top:-72px;position:relative;z-index:5}.hl-card{background:#fff;border-radius:var(--r);box-shadow:var(--sh);padding:22px 16px;text-align:center;border:1px solid var(--ln);transition:.25s}.hl-card:hover{transform:translateY(-5px)}.hl-card h6{margin:10px 0 0;font-size:.95rem}
.ib{display:grid;place-items:center;width:56px;height:56px;border-radius:16px;background:linear-gradient(135deg,#e5f0fd,#dcf5f3);font-size:27px;margin:0 auto}.info-card .ib{margin:0 0 16px}
.section{padding:84px 0}.bg-mint{background:var(--mint)}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--b);font-weight:700;font-size:.95rem;margin-bottom:.5rem}.eyebrow:before{content:"";width:26px;height:3px;border-radius:3px;background:var(--y)}
.section-title{font-size:clamp(1.6rem,3.2vw,2.4rem);margin-bottom:.7rem}.section-lead{color:var(--mu);max-width:700px;margin-left:auto;margin-right:auto}.rt{color:var(--mu)}.rt h2{font-size:1.6rem;margin:1.8rem 0 .6rem}.rt .lead{font-size:1.3rem;color:var(--n);font-weight:600}
.info-card{display:block;background:#fff;border:1px solid var(--ln);border-radius:var(--r);padding:26px;box-shadow:0 6px 20px rgba(10,42,92,.06);transition:.28s;color:var(--mu);position:relative;overflow:hidden}.info-card:before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:linear-gradient(90deg,var(--b),var(--t));opacity:0;transition:.28s}.info-card:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(10,42,92,.17)}.info-card:hover:before{opacity:1}.info-card h3{font-size:1.1rem}.info-card p{margin:0;font-size:.97rem}.info-card img{border-radius:12px;margin-bottom:14px;height:190px;width:100%;object-fit:cover}.more{display:inline-block;margin-top:12px;font-weight:700;font-size:.9rem;color:var(--b)}.dt{color:var(--t);font-weight:700}.q{font-size:44px;color:var(--y);line-height:.8}.who{font-weight:700;color:var(--n);margin-top:12px}
.imgc{border-radius:24px;overflow:hidden;box-shadow:0 20px 50px rgba(10,42,92,.25)}.imgc img{width:100%;max-height:480px;object-fit:cover}
.step{display:flex;gap:18px;padding-bottom:22px;position:relative}.step:not(:last-child):before{content:"";position:absolute;left:21px;top:46px;bottom:2px;width:2px;background:var(--ln)}.step>b{flex:none;width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--b),var(--t));color:#fff;display:grid;place-items:center;box-shadow:0 6px 14px rgba(21,101,192,.35)}.step h3{margin:0 0 2px;font-size:1.05rem}.step p{margin:0;color:var(--mu)}
.tagwrap{display:flex;flex-wrap:wrap;justify-content:center;gap:14px}.tagwrap span{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--ln);color:var(--n);font-weight:700;padding:12px 24px;border-radius:50px;box-shadow:0 4px 14px rgba(10,42,92,.07)}.tagwrap em{font-style:normal;font-size:26px}
.cta-band{background:linear-gradient(135deg,#071f45,#0a2a5c 55%,#1565c0);color:#cfe0ff;padding:80px 0;text-align:center}.cta-band h2{color:#fff;font-size:clamp(1.5rem,3.5vw,2.3rem);max-width:820px;margin:0 auto 12px}.yl{color:var(--y);font-weight:700}
.ok,.er{padding:14px 16px;border-radius:12px;margin-bottom:16px}.ok{background:#e3f7ec;color:#14663a}.er{background:#fdeaea;color:#a12626}
.page-banner{background:linear-gradient(120deg,#0a2a5c,#1565c0);color:#cfe0ff;padding:56px 0}.page-banner h1{color:#fff;font-size:clamp(1.9rem,4vw,2.8rem);margin:6px 0 0}.bc{font-size:.9rem}.bc a{color:#fff}
.pgrid{display:grid;grid-template-columns:1fr 370px;gap:46px;align-items:start}.pgrid aside{position:sticky;top:96px}.pgrid .imgc{margin-bottom:26px}.narrow{max-width:820px}
ul.ck{list-style:none;padding:0;margin:0 0 16px}ul.ck li{padding:6px 0 6px 34px;position:relative}ul.ck li:before{content:"✔";position:absolute;left:0;top:7px;width:22px;height:22px;border-radius:50%;background:#dcf5f3;color:var(--t);font-size:12px;display:grid;place-items:center}
ol.nl{padding-left:22px}ol.nl li{padding:8px 0}.box{background:linear-gradient(135deg,#e8f2fd,#e0f7f5);border-left:5px solid var(--b);border-radius:14px;padding:22px;margin:26px 0}.box b{color:var(--n);font-size:1.1rem}
details{background:#fff;border:1px solid var(--ln);border-radius:14px;margin-bottom:12px;padding:2px 20px}summary{cursor:pointer;font-weight:700;color:var(--n);padding:14px 0}details p{margin:0 0 14px}
.pc-footer{background:#071f45;color:#aebfdc;padding-top:60px}.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1.2fr 1.4fr;gap:34px}.pc-footer h6{color:#fff;margin-bottom:12px;font-size:1rem}.pc-footer a{display:block;color:#aebfdc;margin-bottom:7px;font-size:.95rem}.pc-footer a:hover{color:var(--y)}.dis{border-top:1px solid rgba(255,255,255,.14);padding-top:22px;margin-top:34px}.fbottom{background:#051836;padding:16px 0;font-size:.88rem;text-align:center}
.wa-float{position:fixed;right:18px;bottom:18px;width:60px;height:60px;border-radius:50%;background:#25d366;display:grid;place-items:center;font-size:30px;box-shadow:0 8px 22px rgba(0,0,0,.35);z-index:60;animation:pl 2.4s infinite}@keyframes pl{0%{box-shadow:0 0 0 0 rgba(37,211,102,.6)}70%{box-shadow:0 0 0 18px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}
.btt{position:fixed;right:26px;bottom:90px;width:44px;height:44px;border-radius:50%;border:0;background:var(--n);color:#fff;font-size:20px;cursor:pointer;opacity:0;pointer-events:none;transition:.3s;z-index:60}.btt.show{opacity:1;pointer-events:auto}
.rv{opacity:0;transform:translateY(22px);transition:opacity .7s,transform .7s}.rv.in{opacity:1;transform:none}
@media(max-width:1000px){.g3,.g4{grid-template-columns:repeat(2,1fr)}.fgrid{grid-template-columns:1fr 1fr}nav a:not(.btn){padding:8px 8px;font-size:.88rem}}
@media(max-width:860px){#mb{display:block}nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:16px 20px;box-shadow:0 14px 24px rgba(0,0,0,.2);max-height:75vh;overflow:auto}nav.o{display:flex}nav .btn{margin:8px 0 0}.hg,.two,.pgrid{grid-template-columns:1fr}.hero{padding:44px 0 110px}.section{padding:56px 0}.pgrid aside{position:static}.fm{grid-template-columns:1fr}.fgrid{grid-template-columns:1fr}}
@media(max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}.g4{grid-template-columns:1fr 1fr}}
.gi{width:1.15em;height:1.15em;vertical-align:-.2em;flex:none}.lg .gi{width:24px;height:24px;color:#fff}#mb .gi{width:26px;height:26px}.wa-float .gi{width:30px;height:30px;color:#fff}.btt .gi{width:20px;height:20px}.hero-badge .gi,.chips .gi,.btn .gi{margin-right:4px}.ib.im{background:none;overflow:hidden;box-shadow:0 6px 16px rgba(21,101,192,.3)}.ib.fl{box-shadow:0 4px 10px rgba(0,0,0,.18)}.ib img{width:100%;height:100%}.tagwrap em img{width:32px;height:32px;border-radius:50%}.hl-card .ib{width:60px;height:60px}.topbar .gi{margin-right:4px}
nav{gap:2px}nav a,nav .btn{white-space:nowrap}.brand b{white-space:nowrap}
.dd{position:relative}.dd>a:after{content:"";display:inline-block;width:6px;height:6px;border:solid currentColor;border-width:0 2px 2px 0;transform:rotate(45deg);margin-left:8px;position:relative;top:-3px}
.dm{position:absolute;top:100%;left:0;min-width:250px;background:#fff;border-radius:16px;box-shadow:0 20px 44px rgba(10,42,92,.22);padding:10px;opacity:0;visibility:hidden;transform:translateY(10px);transition:.2s;z-index:70;border:1px solid var(--ln)}
.dm.wide{min-width:520px;columns:2;column-gap:6px}.dd:hover .dm,.dd:focus-within .dm{opacity:1;visibility:visible;transform:none}
.dm a{display:block;border-radius:10px!important;padding:9px 14px!important;break-inside:avoid}
@media(max-width:1080px){#mb{display:block}nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:14px 20px 20px;box-shadow:0 14px 24px rgba(0,0,0,.2);max-height:78vh;overflow:auto;gap:2px}nav.o{display:flex}nav a:not(.btn){padding:11px 14px;font-size:1rem}nav .btn{margin:10px 0 0;justify-content:center}.dm,.dm.wide{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 4px 16px;min-width:0;columns:1}.dd>a:after{display:none}.dm a{font-weight:500!important;font-size:.93rem!important;padding:7px 14px!important}}
@media(max-width:480px){.brand b{white-space:normal;font-size:.95rem}}
.topbar{position:relative;z-index:80}.lang{position:relative}
#lgb{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.3);color:#fff;border-radius:30px;padding:4px 14px;font:inherit;font-size:.86rem;font-weight:600;cursor:pointer;transition:.2s}#lgb:hover{background:rgba(255,255,255,.22)}
.cv{width:6px;height:6px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg);position:relative;top:-2px}
.lgm{position:absolute;right:0;top:calc(100% + 10px);width:min(280px,88vw);background:#fff;border-radius:16px;box-shadow:0 20px 50px rgba(10,42,92,.3);padding:12px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s;z-index:90;border:1px solid var(--ln)}.lgm.o{opacity:1;visibility:visible;transform:none}
.lgm input{width:100%;padding:9px 12px;border:1.5px solid var(--ln);border-radius:10px;font:inherit;font-size:.92rem;margin-bottom:8px;color:var(--ink)}
.lgm ul{list-style:none;margin:0;padding:0;max-height:300px;overflow:auto}.lgm li{padding:8px 12px;border-radius:9px;cursor:pointer;color:var(--ink);font-size:.93rem}.lgm li:hover{background:var(--mint)}.lgm li.on{background:var(--b);color:#fff}
#gt,.goog-te-banner-frame,.skiptranslate,#goog-gt-tt,.goog-te-balloon-frame{display:none!important}
body{top:0!important;position:static!important}.goog-text-highlight{background:none!important;box-shadow:none!important}